What is the purpose of an insurance for a Yoga Teacher?
For yoga teachers, having professional liability insurance is essential to protect against potential legal claims and financial losses. The best insurance policies for yoga teachers typically offer coverage for general liability, professional liability, and sometimes even additional benefits like equipment protection and rental damage coverage. Below we’ve gathered for you the essential points of the best insurance for yoga teacher.
What is the best Insurance for Yoga Teachers?
We’ve listed for you some of the best insurance options for yoga teachers along with interesting details to help you find the best coverage for your activity!
1. beYogi Insurance
Coverage: Comprehensive policies covering over 350 modalities, including professional and general liability.
Cost: $179 per year for fulltime instructors, $169 for parttime.
Benefits: Includes stolen equipment coverage, identity protection, and a professional website.
Best For: Yoga teachers who offer a variety of healing services and online instruction.
Website Link: beYogi Insurance
2. Alliant YogaPro Insurance
Coverage: General and professional liability, rental premise damage, stolen equipment coverage, and more.
Cost: $110/year for parttime and $125/year for fulltime.
Benefits: Covers substitute teachers and follows you wherever you teach, including retreats.
Best For: Yoga teachers who need flexible and comprehensive coverage.
Website Link: Alliant YogaPro Insurance
3. Alternative Balance Professional Group
Coverage: General and professional liability, rental premises damage, products coverage, and more.
Cost: $269/year for professionals working more than 10 hours per week.
Benefits: Covers multiple services beyond yoga, including massage and fitness.
Best For: Yoga teachers offering additional wellness services.
Website Link: Alternative Balance
4. Yoga Journal TeacherPlus Insurance
Coverage: General and professional liability, product liability, rental premises damage, and medical expenses.
Cost: Rates starting at $224.99 per year.
Benefits: Coverage includes online teaching and is provided through a partnership with Lloyd’s of London.
Best For: Teachers seeking a reputable, comprehensive insurance plan.
Website Link: Yoga Journal TeacherPlus
5. NACAMS Yoga Instructor Insurance
Coverage: Professional and general liability, identity protection, and coverage for 350+ services.
Cost: $179 per year.
Benefits: Includes a free professional website and continuing education units (CEUs).
Best For: Yoga teachers looking for broad coverage and additional professional resources.
Subscription Link: NACAMS Yoga Instructor Insurance.
These insurance options provide a range of coverage and benefits tailored to the needs of yoga instructors, from basic liability protection to comprehensive packages that include additional resources and tools.
What are the Key points when Choosing my Insurance ?
The First key point to be checked at the time of choosing your insurance is to ensure that the policy provides sufficient coverage for both general and professional liability. The next important point refers to the Additional Coverage Options, look for policies that offer additional benefits like equipment protection, rental damage coverage, and identity theft protection. Comparing the cost of premiums and any additional fees will definitely be a good idea to chose the best ratio price-quality for your yoga teacher insurance. As for the reputation, it is advisable to go for a good reputation insurance for customer service and claims handling.
Also, consider providers that offer customizable policies and payment plans.
Before purchasing a policy, it’s important to carefully read the terms and conditions, and if possible, consult with an insurance advisor to ensure that the coverage meets your specific needs as a yoga teacher.
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